​The National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency, is a federal provider of flood insurance policies. Flood insurance is required for mortgages on structures in areas designated as a Special Flood Hazard Area and Coastal High Hazard Area. Lee County joined the NFIP in September 1984 when the County adopted its first Flood Insurance Rate Maps. Those maps establish flood zones and base flood elevations to determine the cost of flood insurance premiums.

As a member of NFIP, Lee County assists our citizens with services including: 

Incorporated areas of Lee County are also members of the National Flood Insurance Program.  For flood mapping information about parcels in those areas, please contact:

  • Bonita Springs: 239-949-6262
  • Cape Coral: 239-574-0553
  • Estero: 239-221-5036
  • Fort Myers: 239-321-7000
  • Fort Myers Beach: 239-765-0202
  • Sanibel: 239-472-3700

Flood Insurance quick links:

Learn more about these Flood Insurance topics:

FEMA's Office of the Flood Insurance Advocate (OFIA)
The Office of the Flood Insurance Advocate (OFIA) advocates for the fair treatment of policyholders and property owners by: (1) providing education and guidance on all aspects of the National Flood Insurance Program (NFIP), (2) identifying trends affecting the public and (3) making recommendations for NFIP improvements to FEMA leadership.