Benefit Amount | Replaces 60% of your pre-disability base salary if you experience an illness, injury or pregnancy -- reduced by any other taxable income you receive * |
Benefit Maximum | Up to $5,000 per month until you are no longer disabled or until you have met your maximum benefit period. Maximum plan benefit based on $100,000 annual salary. Even though your salary may be higher, your benefits will be capped at $5,000 per month. |
Benefit Minimum | $100 per month |
Elimination (Waiting) Period | 90 days of disability |
Other | You must be diagnosed as totally disabled by a qualified physician, remain totally disabled during the 90-day waiting period, and meet all criteria for the plan |
Disability Beyond 90 Days | LTD provides a monthly income amount in the event you suffer a total or partial disability that results in an extended absence from work for your own non-work-related illness or injury. |
Cost | The cost of LTD coverage is paid 100 percent for you by Lee County |
Benefit Payments | LTD benefits payments are taxable income because Lee County paid your premiums for you |