What would happen if you couldn't work for up to three months? Our Short-Term Disability plan provides income to
offset the financial losses that result when you are unable to work for a short period of time. The loss of time at
work can result from your own physical injury, disease, pregnancy or mental disorder.
How to Apply for Short-Term Disability Benefits:
| Benefit Amount | Provides a benefit of 60% of your pre-disability base salary, reduced by any other taxable income you receive* |
| Benefit Maximum | 60 percent of $52,000 annual salary; or $600 per week for a maximum of 12 weeks. Even though your salary may be higher, your benefits will be capped at $600 per week. If applicable, this is the amount your premiums will be based on. |
| Benefit Minimum | $50 per week |
| Elimination (Waiting) Period | Benefits begin on the eighth calendar day of disability. You must use your own accruals, if available, for the first calendar week. |
| Other | During the elimination (waiting) period, you will be paid from your accumulated leave accruals (sick and vacation time) if available |
| Cost | The cost of STD coverage will vary based on your salary and your age. STD payroll deductions are made on an after-tax basis. This coverage, if elected, is paid for entirely by the employee. |
| Benefit Payments | STD benefits payments are not considered taxable income because you already paid the taxes on your premiums |