​What would happen if you couldn't work for up to three months? Our Short-Term Disability plan provides income to
offset the financial losses that result when you are unable to work for a short period of time. The loss of time at
work can result from your own physical injury, disease, pregnancy or mental disorder.

How to Apply for Short-Term Disability Benefits:

Benefit AmountProvides a benefit of 60% of your pre-disability base salary, reduced by any other taxable income you receive*
Benefit Maximum60 percent of $52,000 annual salary; or $600 per week for a maximum of 12 weeks. Even though your salary may be higher, your benefits will be capped at $600 per week. If applicable, this is the amount your premiums will be based on.
​Benefit Minimum​$50 per week
Elimination (Waiting) PeriodBenefits begin on the eighth calendar day of disability. You must use your own accruals, if available, for the first calendar week.
OtherDuring the elimination (waiting) period, you will be paid from your accumulated leave accruals (sick and vacation time) if available
CostThe cost of STD coverage will vary based on your salary and your age. STD payroll deductions are made on an after-tax basis. This coverage, if elected, is paid for entirely by the employee.
Benefit PaymentsSTD benefits payments are not considered taxable income because you already paid the taxes on your premiums
 *The benefit will be reduced by any income received from other sources such as other disability programs, Social Security or retirement on a dollar-for-dollar basis.​ ​