Replaces 60% of your pre-disability base salary if you experience an illness, injury or pregnancy -- reduced by any other taxable income you receive *
Up to $5,000 per month until you are no longer disabled or until you have met your maximum benefit period. Maximum plan benefit based on $100,000 annual salary. Even though your salary may be higher, your benefits will be capped at $5,000 per month.
|Benefit Minimum||$100 per month|
|Elimination (Waiting) Period||90 days of disability|
|Other||You must be diagnosed as totally disabled by a qualified physician, remain totally disabled during the 90-day waiting period, and meet all criteria for the plan|
|Disability Beyond 90 Days||LTD provides a monthly income amount in the event you suffer a total or partial disability that results in an extended absence from work for your own non-work-related illness or injury.|
|Cost||The cost of LTD coverage is paid 100 percent for you by Lee County|
|Benefit Payments||LTD benefits payments are taxable income because Lee County paid your premiums for you|