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     OUT-OF-NETWORK COVERAGE 


     My doctor wants me to have a test or see a specialist out-of-network. What can I do?
    Aetna Select members: Call the Member Services number shown on your ID card, and discuss with them the type of service you need to find out where in the network you can go. 

    Aetna Choice POS II members: You may utilize the out-of-network provider(s) but you will pay a deductible and 30% of reasonable and customary co-insurance.

    Please Note: You can also talk to your doctor and see if there is another option. Visit Aetna's website at http://www.aetna.com/ to find in-network doctors using the DocFind® tool.